Table of Contents

Foreword<br>Introduction<br>1 Scope, Purpose, and Application<br>2 References<br>3 Terms and Definitions<br>4 File Structure<br>5 Character and Field Data Type Specifications<br>6 Table Headings Title Descriptions<br>7 File Header Record (Type 01)<br>8 Cash Letter Header Record (Type 10)<br>9 Bundle Header Record (Type 20)<br>10 Check Detail Record (Type 25)<br>11 Check Detail Addendum A Record (Type 26)<br>12 Check Detail Addendum B Record (Type 27)<br>13 Check Detail Addendum C Record (Type 28)<br>14 Return Record (Type 31)<br>15 Return Addendum A Record (Type 32)<br>16 Return Addendum B Record (Type 33)<br>17 Return Addendum C Record (Type 34)<br>18 Return Addendum D Record (Type 35)<br>19 Account Totals Record (Type 40)<br>20 Non-Hit Totals Record (Type 41)<br>21 Image View Detail Record (Type 50)<br>22 Image View Data Record (Type 52)<br>23 Image View Analysis Record (Type 54)<br>24 Image Test Summary Record (Type 55)<br>25 Image Test Detail Record (Type 56)<br>26 Credit/Reconciliation Record (Type 61)<br>27 Digital Certificate Record (Type 64)<br>28 User Record (Type 68) - General Format Record<br>29 User Record (Type 68) - Format Type 001 - Payee <br>&nbsp;&nbsp;&nbsp;Endorsement Record<br>30 User Record (Type 68) - Format Type 002 - Destination <br>&nbsp;&nbsp;&nbsp;Record<br>31 Bundle Control Record (Type 70)<br>32 Box Summary Record (Type 75)<br>33 Routing Number Summary Record (Type 85)<br>34 Cash Letter Control Record (Type 90)<br>35 File Control Record (Type 99)<br>Annex A (Normative) Standard On-Us Field Format<br>Annex B (Normative) Relationship of Cash Letter Record Type <br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Indicator and Cash Letter Documentation <br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Type Indicator<br>Annex C (Normative) Image Record Definition for Image View <br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not Present<br>Annex D (Normative) Variable Length Record File<br>Annex E (Normative) Rules for Using "ANC" Data Type<br>Annex F (Normative) Image Format and Compression Combinations<br>Annex G (Normative) Return Reasons Codes<br>Annex H (Informative) Image Record Definitions<br>Annex I (Informative) MICR Valid Indicator<br>Annex J (Informative) Examples of Electronic Exchange File <br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Structures<br>Annex K (Informative) Image Keys<br>Annex L (Informative) Endorsements<br>Annex M (Informative) Image Security Fields<br>Annex N (Informative) TIFF 6.0 Recommendations for Exchange<br>Annex O (Informative) Differences Between DSTU X9.37 and This <br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Standard

Abstract

Establishes the file sequences, record types and field formats to be used for the electronic exchange of check MICR line data, associated check processing data, check images and optional user information in the form of cash letters.

General Product Information

Published
Document Type	Standard
Status	Current
Publisher	American Bankers Association
Pages
ISBN
Committee	X9
Supersedes	ANSI X9.37 : 2001
Superseded By	ANSI X9.100-181 : 2014